funding up to $350,000
Terms range from 1 to 5 years
credit score minimum of 660
When banks say no, we say yes!
One you fill out the Business Term Loan Application, an analyst will call you the same day to discuss possible pre-qualification terms.
Our programs are a better alternative to bank loans, because we require minimal documentation and approve much more quickly.
With an unsecured business term loan from GoKapital, you can access up to $250,000 in working capital for any business purpose. Banks typically have very strict requirements, require extensive paperwork, and can take weeks (or sometimes even months) to approve. With Easy Loan Capital, we make business lending simple.
Prequalification and Eligibility Criteria
✔ Time in Business: 2 Years
✔ Annual Revenue: $250,000
✔ Credit Score: 660+ (Soft Credit Pull for Prequalification)
✔ Ownership: Applicants must be U.S. citizens or residents
✔ Business Credit: No recent bankruptcies, tax liens, or judgements
✔ Time to Fund: 1 to 2 Weeks
✔ Interest Rates: Range from 6% to 25%, with early payment discounts
Documents Required (after pre-approval)
✔ 2 years of business and personal tax returns
✔ 6 months of recent business bank statements
✔ Business Debt Schedule
✔ Year-to-date Financial Statements
WE MAKE BUSINESS LENDING SIMPLE!
We approve within 24 hours and have no credit score minimum.